Phishing Attack in Progress; Please Read Below and Act Accordingly
We have become aware that some of our clients, and some organizations that are not our clients, are receiving phishing emails that references the “eNFact” product. The email directs recipients to click on a link that takes them to a mock-Fiserv site that we presently believe may install malicious software. This may be a serious threat.
Please alert your organization about this issue, and direct recipients of the attached email NOT to open it or, if they do, NOT to click on the link.
The phishing attack is contained in a fraudulent email identical or similar to the one that follows:
-----Original Message-----
From: eNFACT Notifications [mailto:noreply@enfactnotifications.com] Sent: Thursday, January 26, 2012 11:34 AM
To: Recipients
Subject: eNFACT Case #29018
To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.- issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.
An eNFACT Case was generated for the cardholder below:
Transaction 1 Information:
A charge on 10/23/2011 in the amount of $438.09 in ITALY Transaction Score: 981
Transaction 2 Information:
A charge on 10/23/2011 in the amount of $513.14 in ITALY Transaction Score: 918
Transaction 3 Information:
A charge on 10/22/2011 in the amount of $0.02 at O RANCH Transaction Score: 37
The eNFACT Case is generated when a suspect transaction is detected. If this transaction was not initiated by you as the credit card holder please follow the steps as shown at : http://www.efactnotify.com/
Please be sure to complete the Case Resolution Notification (CRN) Form at (http://www.efactnotify.com/) . If you have any questions, or would like additional information pertaining to this eNFACT Case, please contact the Card Processing Center at 800-262-2024.
Please act accordingly now.
If you have received this phishing attack via email, or if you receive it at any time from this point forward:
- Do not open the email;
- Do not click on the link contained in the email; clicking on any of the links contained in the email may install malicious software on your system;
- If a link is clicked, your organization’s Information Security personnel should immediately take your system off of the network;
- Report the email to your organization’s Information Security personnel;
- Delete the email from your “Inbox” and “Sent Items; and
- If you have inadvertently clicked on the link please notify your local helpdesk for assistance As Soon As Possible.
The points above may also be shared with cardholders.
At this time there is no evidence or indication that systems in our organization have been affected.
We are taking three steps to help you protect yourself. First, we have asked the hosting provider of the phishing site to take it down, although we are presently unsure whether our request will be honored. Second, we are reporting this to our regulatory authorities, whose engagement may help us get the attention of both the phishing site’s hosting provider and law enforcement. Third, we are researching the potentially malicious payload the phishing site could install, and will provide you with information you may be able to use to limit infection in your own environment.
We will issue further communication as soon as we have substantive progress to share.
You can conduct the following transactions at any Shared Branch:
Deposit Cash or Checks (including cash back): Make deposits into your credit union accounts. It is as safe and secure as depositing money at your home credit union. Cash back is dependent on the previous balance in your account. Availability of funds deposited to your account will depend on your credit union's policy. Funds may not be immediately available.
Withdrawals (Cash or Checks): Make withdrawals up to your available balance.
Loan Payments: Make payments up to your available balance.
Transfer Between Accounts: Transfer money between your credit union accounts.
Print Statements: Receive printed statements.
Check Cashing: Checks can be deposited and withdrawn. The amount withdrawn must be equal to or less than your previous account balance, unless the check is "immediate." Immediate checks are as follows: cashier checks, travelers checks, government checks, recognizable major company payroll checks, Federal Reserve, or Federal Home Loan Bank checks. Drafts written directly from your share draft account will not be cashed. A withdrawal from your account will be done instead.
Purchase Money Orders: Purchase money orders, just like you would at your own credit union. May be subject to fees. May not be available at all locations.
Purchase Traveler's Checks: Purchase traveler's checks just like you would at your own credit union. May be subject to fees. May not be available at all locations.
Purchase Official Checks: Purchase other official checks. May be subject to fees. May not be available at all locations.
It is simple and secure: Just enter any credit union that displays the Shared Branching "Swirl". When you enter any Shared Branch, just provide the teller with:
- Your home credit union's name
- Your account number
- A valid government-issued photo I.D., such as a state driver's license
Scholarship Information
Please check on the Scholarship page or click here.
Holiday Dough
 Borrow up to $7,500 between December 1st to December 31st. Pick a payment that best fits your budget, with rates as low as
• 2.50% APY for 12 Months
• 3.50% APY for 24 Months
• 4.50% APY for 36 Months
Walleye Discounted Tickets
 Tickets: $13 per ticket for any walkup purchase at the ticket window (Savings of $2 per ticket) or $14 per ticket for online purchases
Offer: University of Toledo Federal Credit Union would like to share with our members a special opportunity. Discounted tickets have been made available to University of Toledo Federal Credit Union Members. Discounts apply to all Walleye regular season home games and are based upon availability.
No refunds or exchanges!
Link: http://www.toledowalleye.com/tickets/
Special Code: CREDITUNION (note CREDITUNION must be in ALL CAPS)
Buy
VISA gift cards here
When it comes to
figuring out the perfect gift,
Gift Cards are brilliant.
They're convenient, simple choice for busy shoppers.
Gift cards are the perfect gift because they're
safer than cash, easy to use, & can be used
anywhere Visa debit cards are accepted. Choose
one of these three designs, for the perfect gift!
- No shopping, packaging or mailing
- Eliminate the hassles of wondering what to
buy or returning unwanted gifts
- A safe alternative to carrying cash
- Used anywhere Visa debit cards are accepted
- More flexible than merchant gift cards
- $3.00 fee compared to $5.00 bank or mall
fee
- Minimum load $10.00
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Shared Branching will be starting on Monday, December 12, 2011.
 There are over 4,000 participating credit unions nationwide where you can access your University of Toledo Federal Credit Union account! Just look for the "Swirl"
How does it work?
Just enter any credit union that displays the "Swirl". When you enter a shared branch, just provide the teller with:
Our credit union's name
Your account number
A valid government-issued photo I.D., such as a state driver's license or U.S. passport
What transactions can you do?
Cash/Check deposits
Cash/Check withdrawals
Loan payments
Transfers between accounts
Statement printouts
Purchase money orders, travelers checks and official checks (may not be available at all locations)
Is it Safe:
Yes! Using a Shared Branch is just as safe and secure as using any one of our offices.
Area credit unions that offer shared branching:
Directions CU (9)
Glass City FCU (4)
Sun FCU (4)
Champion CU (3)
Jeep County FCU (2)
Great Lakes (2)
TPS CU (2)
Toledo Firefighters FCU (1)
Eight FCU (1) and
Parish FCU (1)
To find more shared branches go to http://www.cuservicecenter.com/default.aspx
 UT
FCU VISA CREDIT CARDS
 Do
you need a credit card? Do you want a credit card
with NO ANNUAL FEES? Do you already
have a credit card with a high interest rate elsewhere & want
to transfer it to a credit card with low interest?
If you can answer YES to any of
the above questions, then stop in & fill out a
VISA Credit Card Application. We offer
two VISA Credit Cards, both with NO ANNUAL FEES!
VISA Platinum is 7.9% APR
VISA Classic is 12% APR
 We have discounted tickets to
Cedar Point, Soak City, The Toledo
Zoo & Rave Motion Pictures!
LOST/STOLEN Debit/ATM card… Please call 800-554-8969 to report your lost or stolen card.
Home Equity Loans
Borrow up to 80% of your home's appraised value, less mortgage balance with a Fixed Rate at 5.00% & Variable Rates at 3.25%
No Closing Cost & No Annual Fees!
Need Money for School?
We make it easy to finance your education. All checks will be made payable to the educational institution(s) of your choice. Loan rates as low as 3.99% APY for 12 months.
WARNING
Please be advised that the Credit
Union will never contact you via Text Messaging.
There is currently a text being sent out asking
members to verify their ATM/Debit Card Number and
Pin, due to them being compromised. This message
is NOT being sent out from
us. Please do not call the 800 number
listed in that text. If there were
a problem with your card, one of our member service
reps would call you directly. We will never ask
you to verify your pin number. |
