UT-MUO Federal Credit Union

Membership

Any employee, staff, resident, student or alumni of the University of Toledo or the Medical University of Ohio. Immediate family members are also eligible to join the UT-MUO Federal Credit Union. Once a member, always a member.

Quick Teller (telephone access)

Remote Access to Credit Union
24 Hour Access to Accounts
Free Service Sign-Up, contact 419-241-8948

Savings

$25 Membership Share

• Regular Savings Account
    $5.00 minimum cash withdrawal
    Savings only - 2 free withdrawals per month
        - $0.75 for additional withdrawals
        - limit of $300.00 cash withdrawal per day
        - Checking Account members- all withdrawals free

Business Checking

• Monthly Service Charge - $6.00

• Deposit Charges
First 10 deposited items per month - free
10¢ each additional item

• No Dividends

Quick Branch

On-Line account access 24 hours a day, seven days a week!
Fill out Online Banking application and send into one of our 3 offices.

Certificates

12, 24, 36 months - $1000 minimum

• Club Accounts
     Individual Retirement Accounts-
       - $100 minimum, $10 annual fee < $500 balance
       - $25 early withdrawal fee

• Additional copies or history - $1.00 per page

Visa Platinum Card

No Annual fee
Low 7.9% APR, No balance transfer fee
Apply Now

VISA Classic Card - Apply Now

No Annual Fee, $10 Over-Limit Fee,
$20 NSF Fee, 25 Day Grace Period, Low 12% APR
Cardholder Information: 1-800-808-7230

Personal Checking - Reorder Now

• Monthly Service Charge - $3.00
     Waived for seniors and qualifying students

• Free with $500 in Regular Savings
     Member pays cost of check printing
     Carbon checks, no originals returned

• UT-MUO Bank Check - $0.75 Each

• NSF Fee - $25.00
     Insufficient funds to cover own draft or ACH

• Stop Payment Fee
     $5.00 UT-MUO bank check (after 90 days)
     $5.00 own draft or ACH
     + $20.00 additional when presented

• Check Copy - $1.50

• Return of a Deposited Item - $10.00 fee

• Monthly Statement Provided
     Additional copies or history $1.00 per page

ATM Cards

With Checking Account - No Minimum Balance Required
With Savings Account Only - $500 Minimum Balance Required
No Fee For Deposits
ATM/Debit Card Dispute Form
ATM Locator

First Six Withdrawals FREE (per month)
$.75 / additional withdrawal

Quick Check

VISA Activation 1-800-456-6870
VISA Lost/Stolen 1-800-8087230
VISA Fraud 1-800-584-1557
VISA Fraud from out of the country 01-727-556-9000 ext. 44141
Quick Teller 41-241-8948

UT-MUO Federal Credit Union provides links to other World Wide Web and resources. UT-MUO is not responsible directly or indirectly for any damages or loss caused from external sites. UT-MUO FCU neither endorses the information, content, presentation or accuracy of any external site. Thank you for visiting the UT-MUO Federal Credit Union Web Site.